Pelosi: Insurance Companies "Are Villains"

We know the Democrat view towards capitalism, and Pelosi reminds us by referring to the villain du jour:

"It's almost immoral what they are doing," Pelosi said to reporters, referring to insurance companies. "Of course they've been immoral all along in how they have treated the people that they insure," she said, adding, "They are the villains."

If they really are villains, why not make all health insurance illegal? And why not give up her own privately-run plan?