The Texas Health Care Reform Solution

If we want a reduction in the cost of insurance premiums, let's look at Texas' health care reforms. From the American Thinker:

In an Op-Ed published in the San Francisco Examiner earlier this month, Texas Governor Perry points out that in 2003 the state implemented laws that shielded health care providers from trial lawyers "anxious to make a quick buck."

"We capped noneconomic damages at $250,000 per defendant, or up to $750,000 per incident, while placing no cap on more easily determined economic damages, such as lost wages or costs of medical care due to injury.

"We ended the practice of allowing baseless but expensive lawsuits to drag on indefinitely, requiring plaintiffs to provide expert witness reports to support their claims within four months of filing suit or drop the case...

"Changes were seen immediately, and continue to be felt. All major liability insurers cut their rates upon passage of our reforms, with most of those cuts ranging in the double-digits. More than 10 new insurance carriers entered the Texas market, increasing competition and further lowering costs.

"As a result, Texas doctors have seen their insurance rates decline by an average of 27 percent.

"The number of doctors applying to practice medicine in Texas has skyrocketed by 57 percent."

More doctors, better care and lower costs. If this is what Obama and Pelosi truly want, we know how to achieve it.