Claims of Discrimination in Lending Continue

The National Community Reinvestment Coalition claims that lenders are discriminating against minorities, particularly blacks, because blacks on average pay a higher rate than whites on loans, despite similar incomes.

The only problem is that the study didn't take into account credit scores, which are the most important factor in determining loan rates. Haven't we just been through this process whereby the government had been pressuring lenders to increase mortgages to minorities who had no business getting them?